Difficult Situation Lending Money to a Relative
CELPIP Speaking Difficult Situation Lending Money to a Relative
A close relative has some financial problems and has asked you to borrow some money. Your wife/husband does not want you to lend him any money because he has not paid people back in the past.
Preparation: 60 seconds Speaking: 60 seconds
Tips:
- Pick one side only – either talk to your relative or your spouse. Don’t mix both.
- Keep a clear structure: Start with a short intro, give two reasons, and end with a conclusion.
- Speak clearly and naturally. Avoid long pauses and filler words like “uh” or “um.”
- Be polite and respectful. This is a sensitive situation.
Vocabulary:
Refusing to Lend Money:
1. Understands situation but can’t help financially
2. Tough decision, must say no
3. Avoids making promises that can’t be kept
Convincing Spouse to Help:
1. Relative is in a difficult time
2. Support with clear repayment terms
3. Family loyalty is important
CELPIP Speaking Difficult Situation Lending Money to a Relative
Hi Logan,
I really want to help you because I care about you, but I’m afraid I can’t lend you the money this time. It’s not just my decision – my partner and I discussed it, and we feel that, based on what happened in the past, it wouldn’t be wise.
I know things are tough right now, and I truly sympathize, but we’ve seen situations before where people weren’t able to repay, and it created stress and even hurt relationships. I’d rather be honest with you than promise something I can’t follow through on comfortably.
That said, I’d be happy to help in other ways – maybe by helping you look for local support programs or budgeting resources. I’m still here for you – just in a different way this time.
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